Your business pays for your life.
What happens when that changes?

If you are comparing financial advisors in Rochester, start with the decision you need help making. A possible sale, a family transfer and retirement from day-to-day operations create different demands on your personal finances.

What would you hire Morrowgate to help you decide?

The intended role is to connect the wealth inside your business to the income, investments and family commitments outside it. The first question is what you need ownership to provide—and which facts are still missing.

Before a sale

Could the proceeds support the spending you need?

Compare household spending and existing investments with estimated available proceeds. Keep cash at closing separate from payments that may arrive later.

See the review scope and written output →

Family succession

Can you step back without leaving your finances dependent on the business?

Organize your income needs and family priorities, then identify the questions your attorney, CPA and business team need to resolve.

Describe your succession question →

After a sale

How will the money replace the owner paycheck?

Connect available cash, spending, outstanding obligations and investment decisions to a plan for the household.

Explore planning after a sale →

Compare the work before choosing the advisor.

Ask to see a sample deliverable. Ask who builds the financial analysis, who follows up on open questions and how fees are calculated. Discuss whether the relationship includes ongoing investment management, planning, or both; the written agreement should settle the scope.

Review the sample Owner Decision Map · Review fees and fit · Meet Greg

Your existing professionals have a place in the process.

Your attorney addresses documents and legal decisions. Your CPA addresses tax projections. Your transaction and valuation professionals address their respective work. Morrowgate’s intended contribution is the personal financial picture and a shared list of decisions, responsible professionals and next steps.

See how professional coordination works →

Start with the decision and the deadline.

Tell us what changed, whether there is a deadline and which professionals are already involved. You can use the direct inquiry without completing a calculator or uploading financial records.

Describe the decision you are facing →

Planning for individuals and families is also part of the intended offering. Explore that fit here.

This page describes intended services. Any engagement requires the appropriate authorization, disclosures and written agreement. Read the current disclosures.

Your business pays for your life.What happens when that changes?